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Regen Labs insight paper cover titled "Designing Finance Around Place: Four insights from co-designing a Community Investment Fund in regional Australia," beside a photo of an A-frame sign for a co-design session on a rural driveway.
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31 July 2026

Designing Finance Around Place: Four Insights from Co-designing a Community Investment Fund in Regional Australia

By Regen Labs

This insights paper, written by Phil Freeman, Dimity Podger and Reece Proudfoot of Regen Labs, shares four lessons from co-designing a Community Investment Fund in regional Australia. It argues that financing regenerative, community-led economic transition depends on more than capital alone.

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Summary

This insights paper, written by Phil Freeman, Dimity Podger and Reece Proudfoot of Regen Labs, shares four lessons from an 18-month project co-designing a Community Investment Fund for regional Australia. It draws on interviews, workshops and a feasibility study involving enterprise leaders, community foundations, philanthropic funders, impact investors and government.

The paper sets out four key insights:

  1. investing in enterprise ecosystems, not just individual enterprises, can create outsized collective impact
  2. Australia's catalytic investors can fund pilot place-based funds, though scaling will need institutional partners
  3. blending local and outside capital builds trust and unlocks scale, and
  4. established Community Foundations may offer a faster, trusted pathway to impact than building new institutions from scratch

It's useful for funders, investors, philanthropic foundations and policymakers exploring how to finance regenerative, community-led economic change in regional Australia.

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